| *Each Office independently owned and operated. |
| 1109 N Hall Road Alcoa, TN 37701 Direct: 865-984-2200 Toll Free: 877-289-29011 |
Q: What is the first step to getting pre-approved?
A: The first step is to contact a lender and give them information about your employment,
income and credit so that they may determine what loan program is right for you and what
amount you qualify for.
Q: What should I have ready when I apply for a loan?
A: Social Security Numbers, copies of bank statements, recent paycheck stubs, a list of
your debts as well as your last 2 years W-2 forms.
Q: What if I am Self–Employed?
A: There are so many loan programs available for self-employed individuals with loan to
values as high as 95%. Depending on your credit score the rates can be quite competitive.
Q: As a veteran am I guaranteed a loan?
A: No. You must still credit qualify and income qualify. VA just guarantees a portion of
the loan if you qualify through a lender.
Q: What does 100% Financing mean?
A: That means that you are not required to put a down payment on a loan but you may still
have some closing costs to pay depending on the loan program.
A: The first step is to contact a lender and give them information about your employment,
income and credit so that they may determine what loan program is right for you and what
amount you qualify for.
Q: What should I have ready when I apply for a loan?
A: Social Security Numbers, copies of bank statements, recent paycheck stubs, a list of
your debts as well as your last 2 years W-2 forms.
Q: What if I am Self–Employed?
A: There are so many loan programs available for self-employed individuals with loan to
values as high as 95%. Depending on your credit score the rates can be quite competitive.
Q: As a veteran am I guaranteed a loan?
A: No. You must still credit qualify and income qualify. VA just guarantees a portion of
the loan if you qualify through a lender.
Q: What does 100% Financing mean?
A: That means that you are not required to put a down payment on a loan but you may still
have some closing costs to pay depending on the loan program.
| I SERVICE THE FOLLOWING AREAS: MARYVILLE-BLOUNT COUNTY-KNOXVILLE-KNOX COUNTY-GATLINBURG-SEVIER COUNTY-LENOIR CITY-LOUDON COUNTY AND ALL OF EAST TENNESSEE! |
HOMES FOR SALE IN MARYVILLE!
| "Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth." TEDDY ROOSEVELT |
| What will my payments be? click here |
